Mortgage lending is all about determining whether you have the ability and the willingness to pay back that mortgage you applied for to buy or refinance your house. The mortgage approval process can be fraught with stress and consternation as lenders decide just how risky a borrower profile might be while borrowers wait impatiently to find out. Here are some mortgage approval land mines ranking from mere oversights to thermonuclear-no-grounds-for-appeal-decline issues.

The article is written by Mark Greene for Forbes Online. You can read the full article here.