Thinking of Refinancing Your Mortgage? Check These 4 Financial Areas First

Refinancing your mortgage can be a great way to save on your monthly payment or to change up the terms of your loan. However, while it’s a financial move that can help many people, it’s not for everyone. If you’re thinking of refinancing, evaluating these four financial areas will save you a lot of stress.

The article is written by Tara Mastroeni for Forbes Online. You can read the full article here.

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Sheila Abai is a senior mortgage consultant at PNC Bank. She utilizes her 20+ years of finance and mortgage experience to identify the best mortgage and refinancing solutions for her clients. Sheila can be contacted via email at Sheila.Abai@PNC.com or via telephone at 310-666-5959.

 

Real Estate Agents Answer: What Should Buyers Look For In A Home?

When you’re planning on buying a house in the near future, you’re subject to lots of advice. Suddenly, everyone seems to have an opinion on which features your new home needs to have.

Real estate agents were asked what buyers should look for in a home. Leading real estate experts give their most valuable advice in this article. Read on to learn what they had to say.

The article is written by Tara Mastroeni for Forbes Online. You can read the full article here.

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Sheila Abai is a senior mortgage consultant at PNC Bank. She utilizes her 20+ years of finance and mortgage experience to identify the best mortgage and refinancing solutions for her clients. Sheila can be contacted via email at Sheila.Abai@PNC.com or via telephone at 310-666-5959.

Home Buying Goes High-Tech As Millennials Become Largest Real Estate Buyers

Millennials who grew up with a smartphone attached to their hip are much more comfortable buying everything from clothing to a house over the Internet. According to a Redfin survey released earlier this year 45% of millennial homebuyers made offers sight-unseen in 2017.

Millennials, as well as their older counterparts, start their home searches online. But they are willing to take it a step further and the real estate fintechs know that. Fintechs are rolling out virtual reality tours, speedy online mortgage applications and live streaming open houses.

The article is written by Donna Fuscaldo for Forbes Online. You can read the full article here.

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Sheila Abai is a senior mortgage consultant at PNC Bank. She utilizes her 20+ years of finance and mortgage experience to identify the best mortgage and refinancing solutions for her clients. Sheila can be contacted via email at Sheila.Abai@PNC.com or via telephone at 310-666-5959.

The Most Essential Advice For A First-Time Homebuyer

The idea of buying a home for the first time can seem like a daunting task with the pages of documents that will cross your path. It’s essential to stay on top of emails and requests from your real estate agent, escrow officer and lender in order to have the smoothest possible escrow and close your home purchase on time.

A bit of preparedness can make the process much less scary than it may initially seem, and well worth the labor in the end. Following this advice will help you with buying your first home.

The article is written by Beatrice de Jong for Forbes Online. You can read the full article here.

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Sheila Abai is a senior mortgage consultant at PNC Bank. She utilizes her 20+ years of finance and mortgage experience to identify the best mortgage and refinancing solutions for her clients. Sheila can be contacted via email at Sheila.Abai@PNC.com or via telephone at 310-666-5959.

Home Equity Is Skyrocketing; Here’s Why People Aren’t Tapping It

Americans now have more home equity than ever. According to recent data, homeowners are sitting on more than $6 trillion in tappable equity—an increase of $636 billion just this year. Compare that to six years ago, when equity bottomed out, and tappable equity has jumped 300% since 2012.

By way of home equity loans and lines of credit (HELOCs), home equity can be used for a number of purposes—to pay off debts, to cover renovation projects or even just take a much-needed vacation. But despite its versatility—and the sheer magnitude of available equity—home equity lending isn’t rising in step. Read on to find out why.

The article is written by Aly Yale for Forbes Online. You can read the full article here.

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Sheila Abai is a senior mortgage consultant at PNC Bank. She utilizes her 20+ years of finance and mortgage experience to identify the best mortgage and refinancing solutions for her clients. Sheila can be contacted via email at Sheila.Abai@PNC.com or via telephone at 310-666-5959.

Four Important Questions To Ask Before Buying A Home

Naturally, you want to be careful when buying a home. After all, it’s a big investment. You’re paying hundreds of thousands of dollars, and you’ll likely spend years, maybe even decades, living on the property.

Though there’s no hard-and-fast formula for determining if a house is “TheOne,” there are some questions to ask when buying or even considering a house. Think you might have found the right property? Then sit down with your co-buyer, your agent and, eventually, your inspector, and ask these important questions before moving further.

The article is written by Kevin Miller for Forbes Online. You can read the full article here.

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Sheila Abai is a senior mortgage consultant at PNC Bank. She utilizes her 20+ years of finance and mortgage experience to identify the best mortgage and refinancing solutions for her clients. Sheila can be contacted via email at Sheila.Abai@PNC.com or via telephone at 310-666-5959.